Under the FCRA, Credit Reporting Agencies are required to supply you with a free credit report every twelve months at your request.

The CRAs (Credit Reporting Agencies) have established one central website for supplying yearly credit reports; the only truly free website to get your annual credit report from the credit bureaus is annualcreditreport.com

Importance of Annual Credit Report

Checking it annually will prevent mistake and errors and help against identity theft

• Under FCRA, you are entitled to a free credit report if an organization denies credit, insurance or employment and you make a request within sixty days of receiving notice
• Free credit report is also allowed if you’re searching for employment within sixty days, on welfare, or the victim of identity theft

If you find that your credit report has errors, contact us to help you dispute them, and maybe even help you take legal action against these agencies.