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Difference Between A Credit Freeze And A Fraud Alert
A credit freeze locks down your credit. A fraud alert allows creditors to get a copy of your credit report as long as they take steps to verify your identity. For example, if you provide a telephone number, the business must call you to verify whether you are the person making the credit request. Fraud alerts may be effective at stopping someone from opening new credit accounts in your name, but they may not prevent the misuse of your existing accounts. You still need to monitor all bank, credit card, and insurance statements for fraudulent transactions.
Read More: https://fixcreditreportproblems.com/difference-between-a-credit-freeze-and-a-fraud-alert/
How Important are Privacy Notices?
Privacy notices explain what personal financial information a company collects; whether the company intends to share your personal financial information with other companies; what you can do to limit some of that sharing; and how the company protects your personal financial information.
Read More: https://fixcreditreportproblems.com/how-important-are-privacy-notices/
Fair Credit Reporting Act Common Violations
A consumer’s financial future can rise and fall on what’s in their credit report so keeping a close eye on the contents should be important to everyone.
Read More: https://fixcreditreportproblems.com/fair-credit-reporting-act-common-violations/