by fix-credit | Jan 22, 2021 | Credit Report Problems, FCRA
There’s a new coronavirus-related scam making the rounds, but this time the crooks are targeting small businesses. It starts with an email that claims to come from the “Small Business Administration Office of Disaster Assistance.” It says you’re eligible for a loan of...
by fix-credit | Jan 16, 2021 | Credit Report Problems, FCRA
Credit, charge, or debit? Each lets you pay for products and services. Each also has unique characteristics. And if you’re shopping for a credit card, it’s important to compare fees, interest rates, finance charges, and benefits. Credit card — You can use a credit...
by fix-credit | Jan 9, 2021 | Credit Report Problems, FCRA
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Equal Credit Opportunity Act (ECOA), which prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get...
by fix-credit | Jan 2, 2021 | Credit Report Problems, FCRA
DEVELOP YOUR BUDGET The first step toward taking control of your financial life is to evaluate how much money you take in and how much money you spend. Start by listing your income from all sources. Then, list your “fixed” expenses — those that are the same each month...
by fix-credit | Dec 26, 2020 | Credit Report Problems, FCRA
Credit bureaus, also called credit reporting agencies (CRAs), are companies that collect and maintain consumer credit information. The three major CRAs in the U.S. are Equifax, Experian, and TransUnion, and they are all publicly traded, for-profit companies. There...
